October Hurricanes: Fewer, but Often Fiercer

Every year as we shift into October, the Atlantic hurricane season changes character. September may be the busiest month, but October still carries its own risks. Historically, we see only about half as many storms form compared to September—yet the ones that do often pack a powerful punch. Hurricanes Michael, Matthew, and even Superstorm Sandy all arrived in October, reminding us that preparation is just as critical now as it was at the season’s peak.

Insurance Checkups: Know Before You Need It

One of the most practical lessons families I’ve worked with have learned is that peace of mind starts with clarity. An annual insurance checkup can uncover surprising gaps or benefits in your policy. For example, did you know some plans cover food lost in a power outage—even if your home itself wasn’t damaged? On the flip side, flood coverage isn’t included in standard homeowners’ insurance and comes with a 30-day waiting period. By sitting down with your insurance company or agent now, you can make sure your coverage reflects today’s realities before a storm is ever on the horizon.

Building Your Disaster Supply Kit

Having a disaster kit ready can make all the difference if you need to be self-sufficient for a few days. Think of it as packing for comfort and safety: water and food for three to seven days, cash on hand, batteries, radios, and medications for both people and pets. Don’t forget the small things that help with daily living—paper goods, toiletries, flashlights, even games for kids. For pets, a carrier, food, medicine, and favorite toys can ease stress if you need to move quickly. Families I’ve spoken with often say that once they pulled a kit together, they felt lighter, knowing they were ready.

Make a Plan and Revisit It Often

Finally, having a family disaster plan makes all the difference in reducing fear and confusion during an emergency. Where will you meet if cell towers go down? Do you know how to reach relatives or neighbors if help is needed? Does everyone in the household—kids included—know the plan? Mapping it out, practicing it, and updating it as life changes ensures everyone feels prepared and connected. October may bring fewer storms, but it’s a perfect reminder that readiness brings resilience. If you’d like links to local Triangle resources, I’ve included them below.

Orange County Emergency Services

NCDHHS

Find Help Chapel Hill

NCDPS- North Carolina Emergency Preparedness

Durham County Emergency Service Response

United Way Hurricane Relief

Pittsboro Emergency Management

Ready NC- Hurricane Preparedness